Billuxo / Compare / Wave
Wave is one of the few genuinely free invoicing and accounting tools, which makes it a fair comparison — both Billuxo and Wave are free to use. The difference is focus. Wave's payments and payroll are built mainly around the US and Canada, and it now has a paid Pro tier for some features. Billuxo is free on a single tier for everyone, worldwide, and is built for freelancers and agencies who invoice clients across borders.
| Feature | Billuxo | Wave |
|---|---|---|
| Price | Free forever, single tier | Free plan, plus a paid Pro tier for some features |
| Where it works best | Global — multi-currency, any country | Strongest in the US & Canada (payments & payroll are region-limited) |
| Invoices & quotations | Unlimited, included | Included |
| Expense tracking & reports | Included | Included |
| Getting paid across borders | Show your own PayPal / Wise / Payoneer / bank on invoices — with a scan-to-pay QR | Built-in card/bank payment processing (per-transaction fee), mainly US/Canada |
| Payroll | Not offered — Billuxo focuses on invoicing & accounting | Paid add-on (US/Canada) |
Feature and pricing details for third-party products can change — always check the provider's own site for their current plans. Both tools are free for core invoicing; this comparison reflects general positioning and regional focus, not a line-by-line audit.
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